@MsDropbear42@infosec.space@26pglt @grogsgamut Fwiw i also agree that reform is needed, so this toot is not a repudiation of that. Instead, i just offer a little nuance, against a generalisation...
SelfFunded retirees
That descriptor is increasingly used these days in a pejorative sense, implying the obscenely wealthy manipulating the rules to even further advantage themselves, ipso facto further deteriorating justice for less well off, & not well off at all.
That's not always so. I'm a SFR, i suppose, yet there's nothing wealthy about me. I'm not of a "moneyed" lineage, i've inherited no wealth, during my working life i earned a reasonable but hardly large salary. In retirement i've opted to try to exist sans-govt pension, only on a monthly draw from my super, as that was the whole intent of Keating's original plan [replace, not supplement, aged pension, so that more of it would be available for those in more need]. Said monthly draw is less than what i would get if i were instead on govt pension. I don't go out, don't travel, don't entertain, don't buy stuff.
So, just a tiny flag being waved here, fwiw... not all SFR are axiomatically devilspawn.